How We Make Money

Some lenders pay us when borrowers click through. Here's what that means on CompareBankLoans.

This page explains when we earn revenue, how that can affect placement, and what we do to keep comparison content clear for borrowers.

Compensation may affect placementNot every lender pays usEditorial context stays visible
Updated March 2026Reviewed by David Chen, CFA

What to know

The short version before you keep reading.

CompareBankLoans may earn revenue when a borrower clicks through to certain lenders or completes an application after using the marketplace.

Compensation can influence placement or visibility, but it does not eliminate the need to explain borrower-facing comparison factors clearly.

Disclosures are intentionally surfaced near rankings, support content, and conversion points so borrowers do not have to hunt for them.

Revenue model

When compensation may happen

Not every click or application generates revenue, and not every lender relationship is structured the same way.

CompareBankLoans may receive compensation when a borrower clicks through to certain lenders or completes an application after using the marketplace. Not every lender relationship works the same way, and not every click or application generates revenue.

The core principle is that borrowers should understand the business model while they are comparing offers, not after they have already decided.

Why this matters

Commercial relationships exist, but they do not replace the need for borrower-facing explanation.

Placement and visibility

How compensation can influence placement

Commercial relationships may affect where a lender appears, but borrowers still need cost and fit context to use the rankings well.

Commercial relationships may affect placement or visibility, but they do not remove our responsibility to explain the comparison factors borrowers should use. Rankings also consider product fit, fee structure, rate competitiveness, and other borrower-facing criteria.

  • Compensation can influence placement.
  • Placement does not guarantee best fit for every borrower.
  • Borrowers should still compare APR, fees, and lender features before continuing.

Disclosure design

Why we surface disclosures near results

Transparency works better when it is embedded in the flow itself.

The experience keeps disclosure links and methodology cues near headers, ranking modules, and supporting content so borrowers do not have to search the footer to understand the business model.

That design choice is deliberate: trust content should be part of the product experience, not separate from it.